Do you know what you actually pay to take a card payment?
Almost nobody does. Send one statement and we’ll tell you your real rate — and what comparable practices pay.
It’s the one cost buried in a statement designed not to be read, so it goes unchecked for years. It’s also the quickest thing we can benchmark for you — the first clinic we moved is saving £6,000 a year.
I’m a Chartered Accountant who co-owns a clinic. I negotiate on your behalf with the buying power a corporate group would have — and you stay independent: no group contract, no lock-in, no equity.
For independently owned dental, optical, veterinary, pharmacy, aesthetics, audiology and allied health practices.
Send a recent statement. Fifteen minutes. If you’re already on a good rate, I’ll tell you.
Also live: +£75 cash back when you take the Capital on Tap business card through us — on top of its uncapped 1% cashback. My own clinic earned over £5,000 in its first year on the card.
See the card deal£75 paid by SupplyIndex 30 days after first card use, where your approved credit limit is at least £5,000. Credit product, subject to status. Full terms on the deal page.
Not ready yet? We’ll email you the next deal.
Every supplier deal as we negotiate it — card fees, energy, insurance, waste, consumables — plus the free money-saving series. Around once a fortnight.
No spam. Unsubscribe anytime. Privacy Policy.
Survey open · UK aesthetic devices
What does your machine really cost to keep?
Two minutes and confidential — everyone who takes part gets the compiled findings on servicing costs, breakdown rates and repair bills. Nobody else publishes this.
The first clinic on our Worldpay rate is saving £6,000 a year in card fees.
We’ve negotiated a merchant-services rate with Worldpay that independent practices can’t get alone. The first 30 launch partners lock in the founding rate — the best terms we will ever offer — in exchange for a short testimonial about their real savings on card fees. After 30, the rate closes.
A Worldpay account director reviews your current merchant costs and shows you exactly what you’d save. No commitment until you’ve seen the number.
Savings based on a founding member’s verified 12-month card-fee comparison. Individual savings depend on your current rates and volumes.
Costs rise on a timetable. Your prices don’t.
From April 2026 the National Living Wage is £12.71 an hour, and employer National Insurance runs at 15% on everything above £5,000. Then energy, insurance, indemnity, waste, software, rates and card fees all renew on their own quiet schedule. None of it is a crisis on its own. All of it at once is a different practice.
And you can’t just charge more. Your patients are in the same squeeze — stretching the gap between appointments, taking the cheaper option, ringing round for a price. You didn’t open a practice to become the expensive one in town.
One of you, all of them
A corporate group has a finance director, a procurement manager and a compliance lead. You have an owner doing all three between patients.
Thin margins feed the rollup
Few owners sell because they stopped loving the work. They sell after years of costs outrunning fees, when the offer lands in a tight month.
The one lever left
Cutting what you pay for the things you buy anyway is the only margin your patients never feel. No fee rise, no lost loyalty.
Free to you. Paid for by suppliers.
Free to join. Members access negotiated supplier deals — typically saving thousands a year. Membership itself costs nothing.
Suppliers pay us. We earn an introduction fee from suppliers when members save money — never a markup on your rates.
Price is not the whole cost. We assess panel suppliers on service, reliability, responsiveness and fit as well as price. Downtime, failed collections and poor support can cost a practice more than the saving on an invoice. Why service matters
You stay independent. No group contracts, no lock-ins, no equity. Leave any deal whenever you like.
So do we. SupplyIndex is independently owned and built around the same principle — keeping independent practices viable is the whole business, and our commitments to members do not change with our cap table. Our commitment
Your procurement function.Coming soon A managed service that reviews your cost base, negotiates with suppliers and keeps finding savings. Not accounts, tax or management reporting — that stays with your accountant. This is the buying side they cannot do for you.
The Business Owners’ Education Series
Practical ideas on running a leaner business and keeping more of what you earn — from a Chartered Accountant who also runs a clinic. No gates, no webinars.
Get every new article by email
One list for both: each article as it’s published, and each supplier deal as we negotiate it. Around once a fortnight, and every article stays free here anyway.
We only email about SupplyIndex — deals and money-saving advice for businesses and their owners. Unsubscribe anytime. See our Privacy Policy.
What should we negotiate next?
Tell us where your money goes. When enough members want a category, we take the combined volume to suppliers and negotiate. Consumables, insurance, energy, waste, marketing — your call.
Consumables
Register interestRegister your interest to help open this deal category.
Clinical waste
Register interestRegister your interest to help open this deal category.
Wellbeing & EAP
Register interestRegister your interest to help open this deal category.
Uniforms & scrubs
Register interestRegister your interest to help open this deal category.
Declared spend is self-reported and shown only as a combined total once at least five practices have requested a category. We never show an individual practice’s figures.
Benchmark your costs — then we drive them down.
We cut our own cost base by 15% just by shopping around — from around 5% on some lines to nearly 50% on one. Contribute your invoices and we’ll benchmark your costs against the market, identify the best rate anyone is currently getting, and negotiate to beat it for you. Upload five recent supplier invoices for a cost base analysis — the first 100 practices to do it become Founding Data Members and keep it free for life, even when it becomes a paid service.
One relevant document unlocks a single deal; five unlocks the cost base analysis. Benchmark data is independent and never adjusted to favour any supplier.
The more we share, the more we save.
Every practice that contributes its invoices makes the benchmark sharper and our negotiating hand stronger — better rates for you. Invite another independent practice: when they join and upload their invoices, you both lock in founding access for life.
Built for independent practices
Owner-run dental, optical, veterinary, pharmacy, aesthetics, audiology and allied-health practices — the ones still run by the people who own them. Buy like a group without becoming one.
See what you’d save.
Stay independent.
A Worldpay account director reviews your current merchant costs and shows you exactly what you’d save. No commitment until you’ve seen the number.
Get your rate reviewedOr let us email you the next deal
Each supplier deal as we negotiate it, plus money-saving advice for independent practice owners. Nothing to commit to.
No spam. Unsubscribe anytime. Privacy Policy.